Morgan Marine Insurance are specialist insurance brokers providing competitive insurance for most types of pleasure craft. Policies and claims are dealt with by our knowledgeable staff, giving unequalled levels of service. We offer Boat insurance, Super Yacht insurance, Catamaran insurance, Charter Boat insurance, Commerical Boat insurance, Jet Ski insurance, Sport insurance and Speed Boat insurance.
Morgan Marine Insurance are dedicated to providing you with high quality coverage, superior value and complete client satisfaction. We have built a reputation for providing custom coverages for boats of all sizes, excellent rates and exceptional person-to-person service. Over the years Morgan Marine Insurance has fulfilled the personal needs and concerns of our yacht clientele, with integrity, reliance and dedication. We hope to merit your confidence and welcome you among our valued clients.
We are professionals who understand what is important to you, timeliness, accuracy and fast response when dealing with claims. We have a presence and reputation with our clients all over the United Kingdom and overseas. Our focus and brand value is client driven not company driven.
Morgan Marine are insurance professionals as you would expect committed and dedicated to you alone.
Highly Personal Service – Morgan Marine Insurance is not a faceless corporation; we are a small family of insurance professionals who are committed to philosophy of fairness and integrity with our customers.
Authorised and Regulated by the Financial Conduct Authority. (FCA)
+44 1277 224440
Typically, marine insurance is split between the vessels and the cargo. Insurance of the vessel is generally known as “Hulland Machinery” (H&M). A more restricted form of cover is “Third Party Liability Only” (TPL) or “Total Loss Only” (TLO).
Third Party Liability Only (TPL) cover is in the event you cause damage to a Third Party this does not offer you any protection for your own vessel.
Total Loss Only (TPO) covers the vessel in the event of total loss and does not offer any partial loss.
Historically Comprehensive Cover is the preferred insurance. For a quote please complete our marine quote form and we will be in contact http://www.swivel.org.uk/epic/index.php/commercial-insurance/
There are various types of Hull & Machinery cover offered for both the Commercial Fishing & Workboat Vessels and Private & Pleasure Boats. We can offer quotes for all types of boats whether it is a Super Yacht, Sports Boat, River Boats, Commercial Fishing Trawlers, Commercial Workboats, Windfarm Boats, Charter Boats, Potters, Netters we have extremely good rates regardless whether a singleton or fleet of vessels the list is endless we cover all of them. http://www.swivel.org.uk/epic/index.php/commercial-insurance/
Commercial Fishing Vessels, Charter Boats, Windfarm Boats and Workboats will often require a more comprehensive type of insurance including H&M, Full Protection & Indemnity cover including Crew, Personal Accident for Skipper and Crew Members. “Protection & Indemnity” (P&I) Third Party Liability Limits can range from £1million to $500million USD this depends on the insurer or the cover offered by the various P&I Clubs.
Comprehensive Cover for Commercial Fishing, Workboats, Windfarm boats and Charter Boats can be extended to include Machinery Damage, this will depend on the insurer and if they capable of offering this specific type of cover. Machinery damage cover is generally considered of paramount importance to the owners and will always be subject to the vessel being maintained in accordance with manufacturer’s recommendations. Check the policy documents for the limit of cover offered in respect of Machinery Damage Claims and in addition be absolutely sure of the deductible applicable in the event of a claim. As with all insurers they will take into account the age of the vessel and engines and how frequently the engines has been overhauled by the manufacturer’s, these are just but of few details underwriters will require when assessing the premium. We at Morgan Marine Insurances Services can offer you a quote with a number of respected London based and European insurers to include machinery damage. We are not tied to any one specific insurer therefore we can do the work for you, we will contact all of the numerous insurers to obtain the most competitive premiums, please complete our online form and we will be in contact to discuss your requirements http://www.swivel.org.uk/epic/index.php/commercial-insurance/
More commonly, Hull & Machinery policies will cover you for, Accidental Damage, Fire, Theft and Perils of the Sea, however this will not include Machinery Damage to be completely sure read the policies small print or alternatively please contact us to discuss in depth or complete our online form and we will be in contact:- http://www.swivel.org.uk/epic/index.php/sports-boat-insurance/
Crew Liability is often mistaken by the owners or operators of the vessel to be a Personal Accident Policy, this is incorrect. Crew Liability in brief should be considered similar to Employers Liability on Land. It is a requirement by law if the vessel is registered in a Limited Company name and employs Crew this cover must be in place. Further details can be obtained online or alternatively we would be more then happy to discuss this with you http://www.swivel.org.uk/epic/index.php/commercial-insurance/
