In all walks of life, nobody really likes to think about the fact that things can wrong. And when they do, it can be very expensive. “Ah well,” we think. “Worse things happen at sea”. But of course, if you’re actually at sea when things go wrong, it can indeed be a lot worse. Which is what makes your choice of insurance quite so important. While boat insurance may not always be a legal requirement, depending on the use to which you are putting your vessel, it makes very little sense to operate an uninsured boat, given the risks you are facing and the amount of money involved in running it in the first place.
The fact we don’t like to think about the possibility of bad things happening also means that, having decided to get insurance, a lot of people don’t really give too much thought to the actual policy, whereas the truth is, as with pretty much anything else you can buy, some policies and insurers are better than others. Obviously the size of your boat will affect your premium, but often not as much as how easy it would be to steal, or what you intend to use it for. And these are variables that change from insurer to insurer.
At Morgan Marine Insurance, we offer unequalled levels of service, and can promise you full coverage tailored to your particular vessels and your individual needs. We have years of experience with all kinds of water vessels, and have built up a substantial presence both in the UK and overseas based on our excellent reputation for providing client-driven service. And obviously something else you don’t want to have to worry about is an insurer that can prove difficult when things do go wrong- we understand that timeliness, accuracy and a fast response are the things are clients are looking for in order to take some of the stress out of what can be a very stressful situation.
So no, nobody really likes to think that things can often go wrong. So let us worry about it for you. That’s our job.
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