Morgan Marine Insurance are specialist insurance brokers providing competitive insurance for most types of pleasure craft. Policies and claims are dealt with by our knowledgeable staff, giving unequalled levels of service. We offer Boat insurance, Super Yacht insurance, Catamaran insurance, Charter Boat insurance, Commerical Boat insurance, Jet Ski insurance, Sport insurance and Speed Boat insurance.
Morgan Marine Insurance are dedicated to providing you with high quality coverage, superior value and complete client satisfaction. We have built a reputation for providing custom coverages for boats of all sizes, excellent rates and exceptional person-to-person service. Over the years Morgan Marine Insurance has fulfilled the personal needs and concerns of our yacht clientele, with integrity, reliance and dedication. We hope to merit your confidence and welcome you among our valued clients.
We are professionals who understand what is important to you, timeliness, accuracy and fast response when dealing with claims. We have a presence and reputation with our clients all over the United Kingdom and overseas. Our focus and brand value is client driven not company driven.
Morgan Marine are insurance professionals as you would expect committed and dedicated to you alone.
Highly Personal Service – Morgan Marine Insurance is not a faceless corporation; we are a small family of insurance professionals who are committed to philosophy of fairness and integrity with our customers.
Authorised and Regulated by the Financial Conduct Authority. (FCA)
+44 1277 224440
The world of commercial marine insurance can seem as vast at times, intimidating and varied as the ocean itself, but once you’ve learned to navigate your way through it, choosing the right policy for you shouldn’t be such a problem.
It can be broken down into a few sections, depending on the type of vessel you are intending to insure. If, for example, you own a yacht, you should seek out an insurer who offers a specialist yacht insurance service. Even though most insurers will offer you a policy, a specialist policy is well worth seeking out, due to the unique circumstances of yacht ownership. A little more shopping around and perhaps a slight increase in price will be more than justified in the long run. Likewise for commercial vessels – the nature and size of your business can bring more considerations to the table than a general policy is really suitable for.
The four main types of marine insurance are cargo, hull, liability and freight. Cargo insurance, as the name would suggest, deals with all cargo including the belongings of any passengers. Hull insurance covers the actual vessel itself, but also includes any furniture installed on board. Liability insurance is against the possibility of your vessel causing harm to damage to someone else’s, and freight insurance protects merchant vessels’ corporations from taking a financial hit if the cargo is lost for any reason.
The actual coverage of the policy also comes in a few different forms. For example, a voyage policy covers you for a specific voyage, whereas a time policy covers you for a pre-arranged length of time, with the most common period being a year. An unvalued policy is one in which loss to cargo has to be inspected before a reimbursement can happen, allowing for greater flexibility, while a valued policy includes the value of the vessel’s cargo in the policy itself, meaning the value of any reimbursements is known before setting out.
Insurance is an important part of any leisure or commercial boat use, so it pays to do your homework first so you can set sail safe in the knowledge that all eventualities have been accounted for.
Morgan Marine Insurance Services
T: 01277 224440
E: – info@morganmarineinsurance.co.uk
